What is Protection?

Financial security for you, your family, and your future

Protection is all about making sure you and the people you care about are financially secure if life takes an unexpected turn. It’s not about fear—it’s about peace of mind. The right protection means that if something happens, your home, your income, and your long-term plans stay safe.

Think of it as a safety net that supports you when you need it most.

What Protection Covers

  • Your income – If you’re unable to work due to illness or injury, income protection can help replace your earnings so your bills and lifestyle stay on track.
  • Your family – Life insurance can provide financial support for your loved ones if you pass away—helping with the mortgage, living costs, or future plans.
  • Your health – Critical illness cover pays out a lump sum if you’re diagnosed with a serious condition, giving you breathing room to focus on recovery.

How we help

We review your situation, explain your options in plain English, and build a protection plan that fits your life, your goals, and your budget. No pressure, no jargon—just clear guidance to help you feel secure.

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Why protection matters

Life is unpredictable. Protection gives you:

  • Confidence that your family is looked after
  • Stability if your income suddenly stops
  • Funds to help you recover or adapt
  • A plan that supports you through life’s biggest challenges

It’s not about expecting the worst—it’s about being prepared, so you can live your life with confidence.

The Different Types of Protection

Choose the cover that supports your life, your family, and your future

Protection isn’t one-size-fits-all. Different types of cover support you in different situations, and the right mix depends on your goals, your responsibilities, and what gives you peace of mind. Here’s a simple breakdown to help you understand what each type does.

Life Insurance

Financial support for your loved ones if you pass away.

Life insurance pays out a lump sum to your family, helping them cover the mortgage, living costs, childcare, or future plans. It’s about giving the people you care about stability at the hardest time.

Best for:

  • Families who rely on your income
  • Covering a mortgage or long-term commitments
  • Leaving a financial legacy

Critical Illness Cover

A lump sum if you’re diagnosed with a serious illness. If you’re diagnosed with a major condition like cancer, heart attack or stroke, this cover gives you a financial cushion. It can help with treatment, time off work, or adapting your home or lifestyle.

Best for:

  • Anyone wanting financial breathing room during recovery
  • Families who would struggle with sudden costs
  • People with dependants or limited savings

Income Protection

A monthly income if you can’t work due to illness or injury.

If your income stops, your life doesn’t. Income protection replaces a portion of your earnings so you can keep paying your bills, mortgage, and living costs while you recover.

Best for:

  • Anyone who relies on their salary
  • Self-employed clients with no sick pay
  • Long-term financial stability

Family Income Benefit

Regular payments to support your family if you pass away.

Instead of a lump sum, this cover pays a monthly income to your family for a set number of years—helping them maintain their lifestyle and manage everyday costs.

Best for:

  • Young families
  • Clients who prefer predictable monthly support
  • Covering childcare, schooling, and household expenses

Mortgage Protection

Cover designed specifically to protect your home.

This ensures your mortgage is paid off if you pass away or, depending on the type, if you’re diagnosed with a critical illness. It keeps your home secure for the people you love.

Best for:

  • Homeowners
  • Anyone wanting to protect their biggest asset
  • Families who want certainty around their home

What’s right for you?

The right protection depends on:

  • Your family situation
  • Your income and how secure it is
  • Your mortgage and financial commitments
  • Your savings and emergency buffer
  • What would worry you most if something unexpected happened

Our job is to help you understand your risks, explore your options, and build a protection plan that fits your life—not just today, but as it evolves.

A plan built around your peace of mind

Protection isn’t about expecting the worst. It’s about making sure you and your family stay secure, whatever life brings. We’ll guide you through the options, explain everything in plain English, and help you choose the cover that feels right for you.

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Our Reviews

Rhian D

A very competent seemless service by Tom at Eden Hawk Financial Solutions. An important asset when organising a mortgage. Thank you.

March 2025
Mr Matheson

Hamed was brilliant. He is extremely personable and accommodating for our first time getting a mortgage. Couldn’t recommend him enough. It really felt like we were in safe hands and the way he went through things has made buying a house a really exciting experience.

February 2025
Keith Cormany

My wife and I were first-time home buyers, and Hamed Redmore provided an extraordinary level of support and advice throughout the process, from the beginning stages all the way until the exchange of contracts. If you’re a first-time buyer (and even if this isn’t your first time buying a home), I highly recommend hiring Hamed to make the process as understandable and navigable as possible.

September 2025

Call or email us, we would be delighted to help you with your mortgage enquiry!

Our mortgage advice and assistance are uncomplicated and straightforward, helping you to save both time and money. We will assist with all the necessary paperwork and will be on-hand throughout the entire journey!

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